What We Do

Financial Planning is about more than money. It helps you fulfill your ambitions – whatever they may be. Whilst you may trust friends and family on many of life’s key decisions – a professional financial adviser can help you make informed decisions about your financial future. With financial planning in place you’ll be better placed to manage the unforeseen and the unwelcome and you and your family can be free to relax and enjoy life. The sooner you start financial planning, the better chance you have of realizing your goals.

Financial Planning can:

  • Help protect and grow your savings & investments in a tax efficient way.
  • Protect dependents and income from the unexpected and the unwelcome.
  • Increase the after-tax legacy you pass on to your beneficiaries.
  • With CATALYST Financial Planning you’ll receive expert financial advice plus regular reviews and evaluations of your situation.
  • Life Goals

    Money is a means to an end. So the first step in the wealth management process is a thorough discussion of your goals. These goals may be immediate or many years away. But we take them all into account in advising you on the best short-term and long-term strategies.

    Life Goals


    Retirement Planning

    Retirement Planning

    Have you adequately planned and prepared for your retirement? Or have you thought about your ideal retirement? What will you be doing? Regardless of where you are in your career, you need to plan for your retirement. It is never too early to begin. Proper Retirement Planning addresses these concerns and many more. We will assist you in determining the amount you need to save for retirement, the best vehicles for your retirement savings, and whether you can successfully retire at the age you want. If you are nearing or in retirement, we will develop withdrawal strategies for a successful retirement. We will also calculate your required minimum distributions.

    Insurance Planning

    Confused about the correct insurance for your situation? Part of our process in working with clients is to offer a review of their existing insurance policies. Special attention is paid to life, disability and long-term care insurance. When needed, we are able to offer a variety of insurance products from several quality insurance companies.

    Insurance Planning


    Long Term Care Planning

    Long Term Care Planning

    Planning for the expense of caring for you or a family members long term care needs? The costs of long term care are rising everyday. It is essential that you properly plan for such issues as care at home, alternative facilities or nursing home care. Proper planning ensures you have taken the steps necessary to preserve your assets for your heirs.

    Risk Management

    The best laid plans… well, you know the rest. The most prudent investment strategy can be upset quickly by unexpected events – like a disability, death, lawsuit, or the need for long-term care. We will assess the risks you may face and recommend the best ways to handle those risks.

    Risk Management


    Estate Planning

    Estate Planning

    Concerned about the consequences of your financial decisions on your estate? Or have you thought about how to structure your estate to minimize estate taxes? Have you named the correct beneficiaries for your situation? Do you have unusual circumstances such as a special needs child that will require care after your passing? We will review your estate planning needs, and we will work with you and your estate planning attorney to develop a plan that meets your needs, whether simple or complex.

    Problem Solving

    Experiencing information overload? Unsure of the tax impacts of your financial decisions? In today’s dot.com press 1 world, our clients often comment on how helpful it is to have someone to act as their personal financial problem solver. We act as your filter to the information overload.

    Problem Solving


    Tax Planning

    Tax Planning

    Tax planning services for individual and small business clients are offered by us. Effective tax minimization begins with long-term tax strategizing to establish overall objectives and is maintained with conscientious and consistent annual tax forecasting and mid-year tax planning.

    Income Taxes

    While we can’t escape taxes, we can often minimize them. Our recommendations in all areas of wealth management take into account tax reduction and tax efficiency. We will also provide you with tax projections, and we will review your recent tax returns for opportunities for additional savings.

    Income Tax

    The next step in simplifying your increasing complex life

    Financial Planning is about more than money. It helps you fulfill your ambitions – whatever they may be.

    Contact Us


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